A wage garnishment is the procedure in which the debtor’s employer is ordered by the court to send a portion of the debtor’s wages to the Plaintiff in the case in order to pay the debt.
There are limits to how much money is withheld. Federal law states that no more than 25% of the debtor’s disposable income (the amount left after taxes and insurance are deducted) may be garnished. The debtor must also be left with an amount equal to 30 times the Maryland State minimum hourly wage. If the minimum wage is $11.00/hour, the debtor must be left with at least $330.00 per week.